Privacy Policy

This Privacy Policy applies to www.cfgcash.com (the “Website”), which is owned and operated by Colonial Finance Group, Inc. (“Colonial Finance Group”, “Us”, ”We” or “Our”). The Website facilitates our related services (“Services”). This Privacy Policy describes how Colonial Finance Group collects and uses the personal information you provide (directly or through third parties) when you interact with our website www.cfgcash.com (“Website”) and our mobile application.
We respect the privacy rights of our clients and are committed to protecting the information we collect and receive from you. For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, and finance application information. This Privacy Policy does not apply to the collection of information through any other service or by any other party. Please read this Privacy Policy carefully to understand our policies and practices regarding your information. This Privacy Policy may change from time to time, so please check this Privacy Policy periodically for updates.

What Information We Collect from You

The information we collect can include the following:
• Contact information such as name, business name, email address, mailing address, and phone number
• Business information including business type, Legal structure, and inception date
• Financial information such as current annual revenue, Owner credit rating provided by you, amount needed and loan type
• IP address
Once you are a Colonial Finance Group customer, we may reach out to you for, or otherwise obtain, information if you request for additional Services.

How We Use The Information We Collect

We use the information we collect to:
• Compile, save, use and analyze your Personal Information in both a personally– identifiable form and an aggregated, non-personally identifiable form
• Operate, maintain, and provide to you the Services and to conduct our business
• Process your application
• Communicate with you to send order confirmations, respond to customer service requests, and send marketing communications
• Conduct research and analysis to better understand our customers
• To fulfill any other purpose for which you provide the information
• For any other purpose with your consent

Privacy and Sharing of Information


Colonial Finance Group will share your Personal Information with third parties only in the ways that are described in this Privacy Policy. We may share non- personally identifiable information without restriction. We will provide your Personal Information to our trusted business partners, service providers, and affiliates to provide services to help us with our business activities. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one or more of our business partners to market their services to you. However, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out using the contact information listed below.
Some of our pages may utilize white-labeling techniques to serve content from our partners while preserving the look and feel of our Website. Please be aware that in these instances you are providing your Personal Information to these third parties and not to Colonial Finance Group.
We may also disclose your Personal Information:
• As required by law, such as to comply with any legal process, including in a bankruptcy proceeding
• When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity
• If Colonial Finance Group is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your Personal Information
• To any other third party with your prior consent to do so

User Access and Choices You Have
If your Personal Information changes, or if you no longer desire our Service, you may correct, update, amend, delete/remove, ask to have it removed from a testimonial on our Website or deactivate it by contacting us at the contact information listed below. We will retain your information for as long as your account is active or as long as reasonably useful for commercial purposes. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Opt-Out Policy

Colonial Finance Group and our business partners may contact you to offer you products and services that may be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from Colonial Finance Group and our trusted business partners by following the unsubscribe instructions included in these emails by contacting us at the contact information listed below.

Tracking Technologies
Colonial Finance Group and our partners (e.g. our marketing partners), affiliates, or analytics or service providers, use cookies or similar technologies. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies for user authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Website, but your ability to use some features or areas of our Website may be limited.
• Security of Information
Colonial Finance Group takes the security of your information very seriously. Your information is securely sent to Colonial Finance Group with an SSL encrypted connection between your browser and our servers. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Additional Information


Links to Third Party Sites
Our Website may include links to other websites whose privacy practices may differ from those of Colonial Finance Group. If you submit personal information to any of those sites, your information is governed by their privacy policies. Please read the privacy policy of any website you visit.
• Testimonials
We may display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at the contact information listed below.

Changes To This Policy


We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes we will notify you by email or by means of a notice on this Website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Contact Information


If you have any questions about this Privacy Policy, please contact us by email at info@cfgcash.com or by postal mail to:

Colonial Finance Group 
ATTN: Marketing/Opt-Out
113-119 East Bridge St
Oswego, NY 13126

If you are contacting us to opt-out of marketing communications, you must include your full name and business mailing email address. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists.

 

 

This Privacy Policy has been updated effective June 9, 2022.